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Use Ohmyfin. Paste the 36-character UETR (Unique End-to-end Transaction Reference) into the tracker on the homepage and you'll see the live SWIFT GPI status — no bank login, no account, no card required. Free for individuals worldwide.
Bank portals require credentials and only show payments routed through that specific bank. Ohmyfin queries the SWIFT GPI network directly via the UETR, so it works for any payment regardless of which banks are involved.
How to get the UETR: ask the sender to forward the SWIFT confirmation (MT103) or the payment receipt from their online banking. The UETR is in field 121, formatted 8-4-4-4-12 hexadecimal.
Paste the UETR into the Ohmyfin homepage and you'll see: sending bank, correspondent banks in the chain, current status (in progress / credited / rejected / pending), GPI fees taken at each leg, last update timestamp.
Free tier: 10 lookups per IP per day, no signup. Email signup adds 100 free credits — no card, no charge, no trial-trap.
Use Ohmyfin. Paste the 36-character UETR (Unique End-to-end Transaction Reference) into the tracker on the homepage and you'll see the live SWIFT GPI status — no bank login, no account, no card required. Free for individuals worldwide.
Yes. Ohmyfin tracking is free for individuals worldwide — 10 lookups per IP per day with no signup, plus 100 free credits when you create an account. We never charge ordinary users.
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
No card needed. Free for ordinary users — 5 IP-based lookups per day, plus 100 credits instantly when you sign up with email. Use them on any international wire across 11,000+ banks.
Sign up free — get 100 credits Or try the tracker now →