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Other Questions

Please check the Frequently Asked Questions before submiting your question.

Please double check UETR and/or Reference #, amount, currency and date of payment. Use them exactly from MT103 confirmation form.
If everything is correct, we can't help you. Sometimes it happens. May be this payment is not sent via SWIFT, but via other secure banking messenger. In any case, please contact your bank to get the status.
We do not respond to any inquiries related to this matter.

For some of the payments we can locate specific banks in the chain or even the whole route. For most - not.
When you pay for the 10 tracking attempts, you get an access to Payment Route Analysis which partially solves this problem. But it shows only the potential routes, not a specific bank where your payment is now.
If you don't see the exact bank, we don't have a technical ability to locate your payment now. Please contact your bank to get the info.
We do not respond to any inquiries related to this matter.

Ask in the sender's bank for the MT103 form and double check if the account # and other details are correct.
Wait for 1-3 business days, it is normal to process incoming SWIFT transfer.
Ask beneficiary to go to his bank with MT103 form and supporting documents. Probably payment stuck in the compliance.
We do not respond to any inquiries related to this matter.

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Trademarks & Non-Affiliation Notice

SWIFT, SWIFTNet, SWIFT GPI, SWIFT Go, UETR, BIC, MT, MX, FIN, pacs.008, pacs.009, camt, ISO 20022 and related message-type identifiers, codes and logos are trademarks, service marks or registered marks of Society for Worldwide Interbank Financial Telecommunication SCRL (S.W.I.F.T. SC), with registered office at Avenue Adèle 1, 1310 La Hulpe, Belgium, and/or ISO 20022 Registration Authority. IBAN is published under ISO 13616. Visa, Mastercard, SEPA, Fedwire, FedNow, CHAPS, TARGET2, RTGS and all bank names, brand names, BIC codes and logos referenced on this site are the property of their respective owners and are used purely for descriptive and reference purposes under nominative fair use.

Ohmyfin Organisation is an independent payment-status search and reference service. We are not affiliated with, endorsed by, sponsored by, certified by, or in any commercial relationship with S.W.I.F.T. SC, the ISO 20022 Registration Authority, the European Central Bank, the U.S. Federal Reserve, any central bank, any commercial or correspondent bank, any clearing house, or any payment-system operator. References to SWIFT message types, status codes, GPI tracking, ISO 20022 messages or any third-party product or trademark are made solely to describe the publicly documented payments ecosystem within which our independent search service operates.

We are not a bank, money-services business, payment institution, electronic-money issuer or settlement agent. We do not hold, transfer, send, receive, custody or settle funds. We do not initiate, modify, cancel, recall or release SWIFT or ISO 20022 payment messages. Information returned by our tools is provided on an “as-is” basis for informational and convenience purposes only and does not constitute financial, legal, regulatory or compliance advice. For binding confirmation, settlement status, value-date confirmation, refunds, recalls, investigations or any official record of a payment, customers must always contact their bank or licensed payment service provider directly.