Cookies Policy

This Cookies Policy explains how Ohmyfin Organisation ("we," "us," or "our") uses cookies on our website ohmyfin.org.

1. What are Cookies?

Cookies are small pieces of text sent by your web browser by a website you visit. A cookie file is stored in your web browser and allows the Service or a third-party to recognize you, facilitate your visit, and provide a more secure and efficient experience.

2. How We Use Cookies

We use cookies for essential website functions and to track advertising effectiveness through Google Ads conversion tracking. Essential cookies are necessary to provide you with the services available through our website, such as enabling access to secure areas, authenticating users, and preventing fraudulent use of user accounts. Additionally, we use Google Ads conversion tracking cookies to measure the effectiveness of our advertising campaigns and improve our marketing efforts.

3. Types of Cookies We Use

We use the following types of cookies:

• Essential cookies: These cookies are strictly necessary to enable core functionalities and security features of our website. They help us authenticate users, maintain your session, and safeguard your account from unauthorized access.
• Google Ads conversion tracking cookies: These cookies are placed by Google Ads to track conversions and measure the effectiveness of our advertising campaigns. They help us understand which ads lead to valuable actions on our website, such as sign-ups or purchases.

4. Your Rights Regarding Cookies and Data

Under applicable laws such as the GDPR, UK GDPR, and CCPA, you have the following rights:

• Right to Access: You may request a copy of data collected by cookies associated with your use of the website.
• Right to Erasure: You have the right to request that we delete data collected via cookies.
• Do Not Sell My Personal Information: We do not sell personal information to third parties. However, if you are a California resident, you still have the right to opt out of the sale of your personal information under the CCPA. We provide a "Do Not Sell My Personal Information" link on our website for your convenience.

5. Cross-Border Data Transfers

We may transfer information collected via cookies to our servers located outside of your country of residence, including the United States. When data is transferred outside of the European Union, the United Kingdom, or other regions with comprehensive data protection laws, we use Standard Contractual Clauses (SCCs) approved by the European Commission to safeguard your privacy.

6. Managing Cookies and Your Preferences

You can control the use of cookies on our website by adjusting your browser settings or by choosing your preferences through our cookie banner when you first visit our website. You may also withdraw consent to the use of cookies at any time. Please note that disabling essential cookies may affect your experience and the functionality of our website.

Google Ads Opt-out

You can opt-out of Google Ads personalization and conversion tracking by:

• Visiting Google's Ad Settings to control ads personalization
• Using Google's Analytics Opt-out Browser Add-on
• Enabling "Do Not Track" in your browser settings

Browser Cookie Management

For details on how to manage and delete cookies, visit your browser's help pages:

• Chrome
• Firefox
• Safari

Please note: Deleting or disabling certain cookies may affect your experience on our website.

7. Updates to This Cookies Policy

We may update this Cookies Policy from time to time in response to changes in legal, technical, or business developments. We will notify you of any significant changes by posting the updated policy on our website and, if required, by placing a notice on our homepage or sending you an email notification.

This Cookies Policy is effective as of March 1, 2025, and will remain in effect except with respect to any changes in its provisions in the future, which will be effective immediately after being posted on this page.

8. Contact Us

If you have any questions about this Cookies Policy, please contact us:

• By visiting the contact page on our website: Contact Us
• By mail: Ohmyfin Organisation, Panama City, Republic of Panama