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UAE Dirham (AED) is the currency of United Arab Emirates, issued by the Central Bank of the UAE. Track any AED cross-border SWIFT payment free with Ohmyfin — paste your UETR or bank reference to see the live status.
AED settles via the UAEFTS. Cross-border AED uses SWIFT MT103 through Emirates NBD, FAB, ADCB or Mashreq.
Typical processing time: Same day if before UAEFTS cut-off; T+1 otherwise.
On a SWIFT MT103, the AED amount appears in field 32A together with the value date. The currency code is part of the ISO 4217 standard, so "AED" means the same thing in every bank in the world.
If your AED payment is missing or stuck, the most common reasons are correspondent-bank cut-off times, sanctions screening on the beneficiary or originator, or a missing field on the MT103 (purpose-of-payment, beneficiary address). Ohmyfin shows you exactly where the payment is in the chain.
| ISO 4217 code | AED |
|---|---|
| Full name | UAE Dirham |
| Country / region | United Arab Emirates |
| Central bank | Central Bank of the UAE |
| Typical SWIFT speed | Same day if before UAEFTS cut-off; T+1 otherwise. |
Same day if before UAEFTS cut-off; T+1 otherwise.
Yes — paste your UETR or MT103 reference and Ohmyfin returns the latest available SWIFT status of any AED payment, including which correspondent bank holds it.
The beneficiary IBAN or account number, the beneficiary bank BIC (SWIFT code), and the beneficiary name and address. For larger amounts, a purpose-of-payment code is usually required.
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