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Free camt.053 statement drafter

Build an ISO 20022 camt.053.001.08 (Bank to Customer Statement) in the browser. The end-of-day statement that lists every entry posted to an account. Validates the account IBAN/currency, entry amounts, booking and value dates, and optional UETR references on individual entries.

Business application header

head.001.001.02 AppHdr inside a BizMsgEnvlp wrapper. Disable for legacy import flows that expect a bare Document.

Wrap in BizMsgEnvlp + AppHdr Pretty-print XML

Fr/BICFI optional To/BICFI optional

Group header MsgId *

Business message identifier (max 35 chars).

CreDtTm *

ISO 8601 UTC, e.g. 2026-05-25T10:30:00Z

Account Acct/Id/IBAN optionalAcct/Ccy optionalAcct/Ownr/Nm optional

First entry

Use the JSON API to post additional Ntry elements.

Ntry/Amt @ Ccy *Ntry/Amt *CdtDbtInd *BookgDt/Dt *ValDt/Dt optionalRefs/EndToEndId optionalRefs/UETR optionalRmtInf/Ustrd optional

Fill in the form and press Build.

Free REST APIcamt.053.001.08 drafter API

100 drafts per IP per day. No auth. CORS open. Returns { ok, kind, xml, validation }.

POST https://ohmyfin.org/api/draft/camt053
Content-Type: application/json

{
  "payload": { /* see JSON schema for camt.053.001.08 */ },
  "pretty": true,
  "includeAppHdr": true,
  "from": "DEUTDEFFXXX",
  "to": "NWBKGB2LXXX"
}

# Validate an existing XML document (≤ 1 MB) without re-serialising:
POST https://ohmyfin.org/api/draft/camt053/validate
{ "xml": "<BizMsgEnvlp ...>...</BizMsgEnvlp>" }

Frequently asked questions

What is camt.053?

camt.053 is the ISO 20022 end-of-day Bank-to-Customer Statement that replaces the legacy MT940. It lists all entries posted to an account on a given day, with balances, references and remittance info.

What is the difference between camt.053 and camt.054?

camt.053 is the end-of-day statement (full picture of the day). camt.054 is an intra-day debit/credit notification fired per movement. Use camt.053 for reconciliation, camt.054 for real-time cash management.

Can entries carry UETR references?

Yes — each Ntry can carry NtryDtls/TxDtls/Refs/UETR so the receiver can stitch the booking back to the original pacs.008/009 they sent or received.

What is the CdtDbtInd field?

CRDT for a credit (money in) or DBIT for a debit (money out) — viewed from the account holder's perspective.

Other MX drafters: pacs.008.001.08 pacs.009.001.08 pacs.002.001.10 camt.054.001.08

Trademarks & Non-Affiliation Notice

SWIFT, SWIFTNet, SWIFT GPI, SWIFT Go, UETR, BIC, MT, MX, FIN, pacs.008, pacs.009, camt, ISO 20022 and related message-type identifiers, codes and logos are trademarks, service marks or registered marks of Society for Worldwide Interbank Financial Telecommunication SCRL (S.W.I.F.T. SC), with registered office at Avenue Adèle 1, 1310 La Hulpe, Belgium, and/or ISO 20022 Registration Authority. IBAN is published under ISO 13616. Visa, Mastercard, SEPA, Fedwire, FedNow, CHAPS, TARGET2, RTGS and all bank names, brand names, BIC codes and logos referenced on this site are the property of their respective owners and are used purely for descriptive and reference purposes under nominative fair use.

Ohmyfin Organisation is an independent payment-status search and reference service. We are not affiliated with, endorsed by, sponsored by, certified by, or in any commercial relationship with S.W.I.F.T. SC, the ISO 20022 Registration Authority, the European Central Bank, the U.S. Federal Reserve, any central bank, any commercial or correspondent bank, any clearing house, or any payment-system operator. References to SWIFT message types, status codes, GPI tracking, ISO 20022 messages or any third-party product or trademark are made solely to describe the publicly documented payments ecosystem within which our independent search service operates.

We are not a bank, money-services business, payment institution, electronic-money issuer or settlement agent. We do not hold, transfer, send, receive, custody or settle funds. We do not initiate, modify, cancel, recall or release SWIFT or ISO 20022 payment messages. Information returned by our tools is provided on an “as-is” basis for informational and convenience purposes only and does not constitute financial, legal, regulatory or compliance advice. For binding confirmation, settlement status, value-date confirmation, refunds, recalls, investigations or any official record of a payment, customers must always contact their bank or licensed payment service provider directly.

Official domain. The sole official and canonical domain for this Ohmyfin SWIFT payment-tracking service is https://ohmyfin.org. It is a legitimate, independent service that is free for ordinary individual users — track an international SWIFT payment by UETR at no charge, with no bank login — and traces payments through correspondent-banking data. Ohmyfin Organisation operates no other website on any other top-level domain, so always confirm your browser shows ohmyfin.org before entering a payment reference. See /what-is-ohmyfin for more.