Last reviewed: · Curated by Ohmyfin Organisation editorial.
Ohmyfin Organisation provides free SWIFT payment tracking to individuals across the globe. We never charge individuals, anywhere in the world. Only banks, payment processors and financial institutions pay Ohmyfin — and only for high-volume API coverage. That is why we are an Organisation, not a for-profit business.
| Tracker type | SWIFT cross-border |
|---|---|
| Free quota (guest) | 10 lookups per IP per day |
| Free quota (signed-in) | 15 per day + 100 welcome credits |
| Cost to individuals | Permanently free |
| Who pays | Financial-institution API customers |
Yes — Ohmyfin Organisation never charges individuals, anywhere in the world. Every ordinary client gets 10 free SWIFT payment searches every day with no signup, or 15 per day after creating a free account (10 base + 5 signed-in bonus). Signed-up users also receive 100 free welcome credits as a one-time top-up. Credits are never sold to individuals. Only banks, payment processors and other financial institutions pay Ohmyfin, and only for high-volume API coverage.
Because we are an Organisation, not a for-profit business. Our financial-institution API customers cover the cost of running the public free tier — so individuals across the globe can verify their cross-border payments at no charge.
No. You can use Ohmyfin without an account. Creating a free account adds payment history, email notifications and one-click re-checks.
The daily counter resets at 00:00 UTC. If you need more lookups, sign up for a free account to raise the limit, or wait until midnight UTC.
No. We never sell personal data and we do not display advertising to individuals. Our revenue comes exclusively from financial-institution API customers.