Last reviewed: · Curated by Ohmyfin Organisation editorial.
Use the Ohmyfin SWIFT payment tracker to check the latest status of any cross-border SWIFT wire transfer. Paste the UETR or your bank reference and see where the payment currently sits in the SWIFT correspondent banking network. Free for individuals worldwide — Ohmyfin Organisation never charges individuals, anywhere in the world. Only financial institutions pay, and only for high-volume API coverage.
| Tracker type | SWIFT cross-border |
|---|---|
| Inputs accepted | UETR, MT103 field 20, pacs.008 EndToEndId |
| Coverage | 11,000+ SWIFT-connected banks |
| Speed | Status returned in 2-6 seconds |
| Price for individuals | Free worldwide |
Open ohmyfin.org, paste your UETR or payment reference into the tracker, confirm you are authorised to track it, and press Track Payment. Ohmyfin returns the latest available status within a few seconds.
A UETR (Unique End-to-end Transaction Reference) is a 36-character identifier (format 8-4-4-4-12 hexadecimal) attached to every SWIFT payment to allow end-to-end tracking across the correspondent banking chain.
Yes — Ohmyfin can look up payments by bank reference (field 20 on MT103) when a UETR is not available, although results are best when a UETR is provided.
ACSP means the originating bank has accepted the payment and funds are routing between correspondent banks. The next status is usually ACSC (settlement complete) once the beneficiary bank credits the customer account.
No. Ohmyfin Organisation is independent. SWIFT and S.W.I.F.T. are trademarks of S.W.I.F.T. SC. Ohmyfin queries publicly available status information and is not endorsed by SWIFT.