Last reviewed: · Curated by Ohmyfin Organisation editorial.
Enter any UETR (Unique End-to-end Transaction Reference) and Ohmyfin shows the latest available status, the originating bank, the beneficiary bank, and every correspondent bank that touched the payment.
How it works — 3 steps
Step 1 · PasteDrop your UETR, MT103 reference or pacs.008 EndToEndId into the form above.
Step 2 · ScanOhmyfin queries the SWIFT correspondent network and decodes the latest status in 2-6 seconds.
Step 3 · ReadSee the plain-English status, every correspondent bank, value date, currency and per-hop fees.
What you get
Validates the UETR format (8-4-4-4-12 hexadecimal)
Latest SWIFT payment status returned in seconds
Shows correspondent banks, value date, currency and amount when available
Caches verified results for one year so repeat lookups are instant
At-a-glance
UETR Tracker — Live SWIFT Lookup — at-a-glance specifications
Tracker type
UETR / SWIFT GPI
Format accepted
36-char 8-4-4-4-12 hex
Validation
UUID v4 format check
Cached result TTL
1 year for completed payments
Price for individuals
Free worldwide
Frequently asked questions
What does a UETR look like?
A UETR is 36 characters in 5 hexadecimal groups separated by dashes — for example: 12345678-1234-4abc-9def-1234567890ab.
Where do I find my UETR?
Your sending bank will print the UETR on the payment confirmation, on the SWIFT MT103 message (field 121) or on the ISO 20022 pacs.008 message (UETR element).
How long is a UETR valid?
A UETR is permanent — it stays attached to the payment for its entire lifecycle and can be queried for years afterwards. Ohmyfin caches verified results for one year.
Can two payments share the same UETR?
No. The UETR is globally unique — it is generated as a UUID v4 by the originating bank and must not be reused for any other payment, even by the same sender.
What if my UETR returns "not found"?
It usually means the payment has not yet been booked into the SWIFT network, the UETR was mistyped, or the sender provided a fake reference. Wait a few minutes and try again — or ask the sender for proof from their own bank.