Last reviewed: · Curated by Ohmyfin Organisation editorial.
Yes — but only before the beneficiary bank has credited the account. The mechanism is a SWIFT cancellation request (camt.056 / MT n92 RFCN). Success depends on speed: minutes is good, hours is risky, days is usually too late. Your bank initiates the request; the receiving bank decides whether to honour it.
Step-by-step:
1. Contact your bank immediately — phone is faster than email or chat.
2. Provide the UETR, beneficiary name, amount, value date and reason for cancellation.
3. Your bank sends a camt.056 (or MT n92) to the next correspondent in the chain.
4. Each correspondent in the chain forwards the request until it reaches the beneficiary bank.
5. The beneficiary bank decides: if funds are not yet credited, they return them (status FOCR); if already credited, they may need beneficiary consent.
6. Track the status by UETR on Ohmyfin — a successful cancellation returns FOCR or CANC.
Quick facts:
Yes — but only before the beneficiary bank has credited the account. The mechanism is a SWIFT cancellation request (camt.056 / MT n92 RFCN). Success depends on speed: minutes is good, hours is risky, days is usually too late. Your bank initiates the request; the receiving bank decides whether to honour it.
Yes. Public UETR tracking on Ohmyfin is free, with 10 free scans per IP per day for individuals worldwide and 100 free credits when you sign up.
No. Ohmyfin looks up the SWIFT payment status with just the UETR — no bank login or account required.
No card needed. Free for ordinary users — 5 IP-based lookups per day, plus 100 credits instantly when you sign up with email. Use them on any international wire across 11,000+ banks.
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