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The single best proof is an official SWIFT GPI tracker screenshot from your bank showing the UETR and a positive status (ACSP / ACSC / ACCC). MT103 PDFs are not proof — they can be forged. Bank statements take 1–3 days. The bank-issued SWIFT GPI tracker output is real-time and tamper-evident because the data comes from SWIFT itself.
Step-by-step:
1. Get the UETR from your bank (it is on every MT103 confirmation).
2. Paste it into the Ohmyfin tracker.
3. Take a screenshot of the result page including: UETR, amount, currency, status, last-updated timestamp.
4. Send the screenshot to the counter-party — they can independently verify by pasting the same UETR into Ohmyfin.
5. For formal proof (court, audit), request a SWIFT GPI tracker PDF from your bank — they can extract it from their SWIFT portal. Ohmyfin is an independent service and is not a substitute for an official bank-issued document.
Quick facts:
The single best proof is an official SWIFT GPI tracker screenshot from your bank showing the UETR and a positive status (ACSP / ACSC / ACCC). MT103 PDFs are not proof — they can be forged. Bank statements take 1–3 days. The bank-issued SWIFT GPI tracker output is real-time and tamper-evident because the data comes from SWIFT itself.
Yes. Public UETR tracking on Ohmyfin is free, with 10 free scans per IP per day for individuals worldwide and 100 free credits when you sign up.
No. Ohmyfin looks up the SWIFT payment status with just the UETR — no bank login or account required.
No card needed. Free for ordinary users — 5 IP-based lookups per day, plus 100 credits instantly when you sign up with email. Use them on any international wire across 11,000+ banks.
Sign up free — get 100 credits Or try the tracker now →