ADRIATICO FINANCE SME SRL

AFSSITM1

ADRIATICO FINANCE SME SRL is identified on the SWIFT network by the BIC code AFSSITM1, registered in ITALY, settling primarily in EUR. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference on the Ohmyfin homepage.

BIC structure (ISO 9362)

InstitutionCountryLocation
AFSSIT — ItalyM1 (live BIC)
SWIFT/BICAFSSITM1 (head office, 8-char)
BankADRIATICO FINANCE SME SRL
CountryITALY (ISO IT)
Primary currencyEUR (inferred from country)
EUR (Euro) settlement: clears via TARGET2. TARGET2 same day; SWIFT MT103 1-2 days.
Corridor timing to ITALY: Same day EUR via TARGET2. Settlement system: TARGET2. Banca d'Italia clearing.
Track a payment through ADRIATICO FINANCE SME SRL — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. AFSSITM1 uniquely identifies ADRIATICO FINANCE SME SRL in ITALY on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because AFSSITM1 is an 8-character BIC, it addresses the head office. Branch-level BICs append three additional characters (for example, AFSSITM1XXX for the primary office) and are used when a specific branch must be addressed.

Payments routed through ADRIATICO FINANCE SME SRL can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

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Frequently asked questions

What does SWIFT/BIC code AFSSITM1 stand for?

AFSSITM1 is the unique SWIFT/BIC code identifying ADRIATICO FINANCE SME SRL in ITALY. The first four characters (AFSS) are the institution code; the next two (IT) are the ISO 3166-1 country code for Italy; the next two (M1) are the location code; no branch code is present, so this BIC addresses the head office.

How do I track a payment sent to ADRIATICO FINANCE SME SRL?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to ADRIATICO FINANCE SME SRL.

Is AFSSITM1 an 8-character or 11-character BIC?

AFSSITM1 is 8 characters long — head-office BIC (8-char). An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

What currency does ADRIATICO FINANCE SME SRL settle in?

ADRIATICO FINANCE SME SRL's primary settlement currency is EUR (Euro). EUR clears via TARGET2. TARGET2 same day; SWIFT MT103 1-2 days.

How long does a SWIFT payment to ITALY take?

Same day EUR via TARGET2. Settlement system: TARGET2. Banca d'Italia clearing.

Why might a payment to ADRIATICO FINANCE SME SRL be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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