ATB FINANCIAL

ATBRCA6E

ATB FINANCIAL is identified on the SWIFT network by the BIC code ATBRCA6E, registered in CANADA, settling primarily in CAD. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference on the Ohmyfin homepage.

BIC structure (ISO 9362)

InstitutionCountryLocation
ATBRCA — Canada6E (test/non-live BIC)
SWIFT/BICATBRCA6E (head office, 8-char)
BankATB FINANCIAL
CountryCANADA (ISO CA)
Primary currencyCAD (inferred from country)
CAD (Canadian Dollar) settlement: clears via Lynx. Same day domestic; 1-2 days international.
Corridor timing to CANADA: Same day CAD via Lynx if before cut-off; otherwise T+1. Settlement system: Lynx. Lynx replaced LVTS in 2021.
Track a payment through ATB FINANCIAL — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. ATBRCA6E uniquely identifies ATB FINANCIAL in CANADA on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because ATBRCA6E is an 8-character BIC, it addresses the head office. Branch-level BICs append three additional characters (for example, ATBRCA6EXXX for the primary office) and are used when a specific branch must be addressed.

Payments routed through ATB FINANCIAL can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

Other banks in CANADA

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Frequently asked questions

What does SWIFT/BIC code ATBRCA6E stand for?

ATBRCA6E is the unique SWIFT/BIC code identifying ATB FINANCIAL in CANADA. The first four characters (ATBR) are the institution code; the next two (CA) are the ISO 3166-1 country code for Canada; the next two (6E) are the location code; no branch code is present, so this BIC addresses the head office.

How do I track a payment sent to ATB FINANCIAL?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to ATB FINANCIAL.

Is ATBRCA6E an 8-character or 11-character BIC?

ATBRCA6E is 8 characters long — head-office BIC (8-char). An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

What currency does ATB FINANCIAL settle in?

ATB FINANCIAL's primary settlement currency is CAD (Canadian Dollar). CAD clears via Lynx. Same day domestic; 1-2 days international.

How long does a SWIFT payment to CANADA take?

Same day CAD via Lynx if before cut-off; otherwise T+1. Settlement system: Lynx. Lynx replaced LVTS in 2021.

Why might a payment to ATB FINANCIAL be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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