BANCO COMERCIAL DE MACAU S.A

CMACPTP1OPR

BANCO COMERCIAL DE MACAU S.A is identified on the SWIFT network by the BIC code CMACPTP1OPR, registered in PORTUGAL, settling primarily in EUR. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference on the Ohmyfin homepage.

BIC structure (ISO 9362)

InstitutionCountryLocationBranch
CMACPT — PortugalP1 (live BIC)OPR (branch code OPR)
SWIFT/BICCMACPTP1OPR (branch, 11-char)
BankBANCO COMERCIAL DE MACAU S.A
CountryPORTUGAL (ISO PT)
Primary currencyEUR (inferred from country)
EUR (Euro) settlement: clears via TARGET2. TARGET2 same day; SWIFT MT103 1-2 days.
Track a payment through BANCO COMERCIAL DE MACAU S.A — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. CMACPTP1OPR uniquely identifies BANCO COMERCIAL DE MACAU S.A in PORTUGAL on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because CMACPTP1OPR is an 11-character BIC, the trailing OPR identifies a specific branch within BANCO COMERCIAL DE MACAU S.A. The corresponding 8-character head-office BIC is CMACPTP1.

Payments routed through BANCO COMERCIAL DE MACAU S.A can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

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Frequently asked questions

What does SWIFT/BIC code CMACPTP1OPR stand for?

CMACPTP1OPR is the unique SWIFT/BIC code identifying BANCO COMERCIAL DE MACAU S.A in PORTUGAL. The first four characters (CMAC) are the institution code; the next two (PT) are the ISO 3166-1 country code for Portugal; the next two (P1) are the location code; the final three (OPR) are the branch code.

How do I track a payment sent to BANCO COMERCIAL DE MACAU S.A?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to BANCO COMERCIAL DE MACAU S.A.

Is CMACPTP1OPR an 8-character or 11-character BIC?

CMACPTP1OPR is 11 characters long — branch code OPR. An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

What currency does BANCO COMERCIAL DE MACAU S.A settle in?

BANCO COMERCIAL DE MACAU S.A's primary settlement currency is EUR (Euro). EUR clears via TARGET2. TARGET2 same day; SWIFT MT103 1-2 days.

Why might a payment to BANCO COMERCIAL DE MACAU S.A be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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