FIRNNGLARMS
RAND MERCHANT BANK NIGERIA LIMITED is identified on the SWIFT network by the BIC code FIRNNGLARMS, registered in NIGERIA. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference on the Ohmyfin homepage.
| Institution | Country | Location | Branch |
|---|---|---|---|
| FIRN | NG — Nigeria | LA (live BIC) | RMS (branch code RMS) |
| SWIFT/BIC | FIRNNGLARMS (branch, 11-char) |
|---|---|
| Bank | RAND MERCHANT BANK NIGERIA LIMITED |
| Country | NIGERIA (ISO NG) |
The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. FIRNNGLARMS uniquely identifies RAND MERCHANT BANK NIGERIA LIMITED in NIGERIA on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).
Because FIRNNGLARMS is an 11-character BIC, the trailing RMS identifies a specific branch within RAND MERCHANT BANK NIGERIA LIMITED. The corresponding 8-character head-office BIC is FIRNNGLA.
Payments routed through RAND MERCHANT BANK NIGERIA LIMITED can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.
MOOGNGL1IPSBNGLAASNINGL2ABNGNGLAAFFCNGLAPASSNGLAAMNGNGLABOIYNGLAFIRNNGLARMS is the unique SWIFT/BIC code identifying RAND MERCHANT BANK NIGERIA LIMITED in NIGERIA. The first four characters (FIRN) are the institution code; the next two (NG) are the ISO 3166-1 country code for Nigeria; the next two (LA) are the location code; the final three (RMS) are the branch code.
Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to RAND MERCHANT BANK NIGERIA LIMITED.
FIRNNGLARMS is 11 characters long — branch code RMS. An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.
Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.