AHORRO CORPORACION FINANCIERA SV SA

GESGESM1

AHORRO CORPORACION FINANCIERA SV SA is identified on the SWIFT network by the BIC code GESGESM1, registered in SPAIN, settling primarily in EUR. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference on the Ohmyfin homepage.

BIC structure (ISO 9362)

InstitutionCountryLocation
GESGES — SpainM1 (live BIC)
SWIFT/BICGESGESM1 (head office, 8-char)
BankAHORRO CORPORACION FINANCIERA SV SA
CountrySPAIN (ISO ES)
Primary currencyEUR (inferred from country)
EUR (Euro) settlement: clears via TARGET2. TARGET2 same day; SWIFT MT103 1-2 days.
Corridor timing to SPAIN: Same day EUR via TARGET2. Settlement system: TARGET2. Banco de España clearing.
Track a payment through AHORRO CORPORACION FINANCIERA SV SA — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. GESGESM1 uniquely identifies AHORRO CORPORACION FINANCIERA SV SA in SPAIN on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because GESGESM1 is an 8-character BIC, it addresses the head office. Branch-level BICs append three additional characters (for example, GESGESM1XXX for the primary office) and are used when a specific branch must be addressed.

Payments routed through AHORRO CORPORACION FINANCIERA SV SA can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

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Frequently asked questions

What does SWIFT/BIC code GESGESM1 stand for?

GESGESM1 is the unique SWIFT/BIC code identifying AHORRO CORPORACION FINANCIERA SV SA in SPAIN. The first four characters (GESG) are the institution code; the next two (ES) are the ISO 3166-1 country code for Spain; the next two (M1) are the location code; no branch code is present, so this BIC addresses the head office.

How do I track a payment sent to AHORRO CORPORACION FINANCIERA SV SA?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to AHORRO CORPORACION FINANCIERA SV SA.

Is GESGESM1 an 8-character or 11-character BIC?

GESGESM1 is 8 characters long — head-office BIC (8-char). An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

What currency does AHORRO CORPORACION FINANCIERA SV SA settle in?

AHORRO CORPORACION FINANCIERA SV SA's primary settlement currency is EUR (Euro). EUR clears via TARGET2. TARGET2 same day; SWIFT MT103 1-2 days.

How long does a SWIFT payment to SPAIN take?

Same day EUR via TARGET2. Settlement system: TARGET2. Banco de España clearing.

Why might a payment to AHORRO CORPORACION FINANCIERA SV SA be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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