KIRA CREDITO AND CAUZIONI IFN S.A

KCCFRO21

KIRA CREDITO AND CAUZIONI IFN S.A is identified on the SWIFT network by the BIC code KCCFRO21, registered in ROMANIA. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference on the Ohmyfin homepage.

BIC structure (ISO 9362)

InstitutionCountryLocation
KCCFRO — Romania21 (test/non-live BIC)
SWIFT/BICKCCFRO21 (head office, 8-char)
BankKIRA CREDITO AND CAUZIONI IFN S.A
CountryROMANIA (ISO RO)
Track a payment through KIRA CREDITO AND CAUZIONI IFN S.A — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. KCCFRO21 uniquely identifies KIRA CREDITO AND CAUZIONI IFN S.A in ROMANIA on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because KCCFRO21 is an 8-character BIC, it addresses the head office. Branch-level BICs append three additional characters (for example, KCCFRO21XXX for the primary office) and are used when a specific branch must be addressed.

Payments routed through KIRA CREDITO AND CAUZIONI IFN S.A can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

Other banks in ROMANIA

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Frequently asked questions

What does SWIFT/BIC code KCCFRO21 stand for?

KCCFRO21 is the unique SWIFT/BIC code identifying KIRA CREDITO AND CAUZIONI IFN S.A in ROMANIA. The first four characters (KCCF) are the institution code; the next two (RO) are the ISO 3166-1 country code for Romania; the next two (21) are the location code; no branch code is present, so this BIC addresses the head office.

How do I track a payment sent to KIRA CREDITO AND CAUZIONI IFN S.A?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to KIRA CREDITO AND CAUZIONI IFN S.A.

Is KCCFRO21 an 8-character or 11-character BIC?

KCCFRO21 is 8 characters long — head-office BIC (8-char). An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

Why might a payment to KIRA CREDITO AND CAUZIONI IFN S.A be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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