NEW CAPITAL BANK PLC

NCBPZML1

NEW CAPITAL BANK PLC is identified on the SWIFT network by the BIC code NCBPZML1, registered in ZAMBIA. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference on the Ohmyfin homepage.

BIC structure (ISO 9362)

InstitutionCountryLocation
NCBPZM — ZAMBIAL1 (live BIC)
SWIFT/BICNCBPZML1 (head office, 8-char)
BankNEW CAPITAL BANK PLC
CountryZAMBIA (ISO ZM)
Track a payment through NEW CAPITAL BANK PLC — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. NCBPZML1 uniquely identifies NEW CAPITAL BANK PLC in ZAMBIA on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because NCBPZML1 is an 8-character BIC, it addresses the head office. Branch-level BICs append three additional characters (for example, NCBPZML1XXX for the primary office) and are used when a specific branch must be addressed.

Payments routed through NEW CAPITAL BANK PLC can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

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Frequently asked questions

What does SWIFT/BIC code NCBPZML1 stand for?

NCBPZML1 is the unique SWIFT/BIC code identifying NEW CAPITAL BANK PLC in ZAMBIA. The first four characters (NCBP) are the institution code; the next two (ZM) are the ISO 3166-1 country code for ZAMBIA; the next two (L1) are the location code; no branch code is present, so this BIC addresses the head office.

How do I track a payment sent to NEW CAPITAL BANK PLC?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to NEW CAPITAL BANK PLC.

Is NCBPZML1 an 8-character or 11-character BIC?

NCBPZML1 is 8 characters long — head-office BIC (8-char). An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

Why might a payment to NEW CAPITAL BANK PLC be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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