AL AHLY PHAROS SECURITIES, BROKERAGE,SAE

PHAREGCA

AL AHLY PHAROS SECURITIES, BROKERAGE,SAE is identified on the SWIFT network by the BIC code PHAREGCA, registered in EGYPT, settling primarily in EGP. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference on the Ohmyfin homepage.

BIC structure (ISO 9362)

InstitutionCountryLocation
PHAREG — EgyptCA (live BIC)
SWIFT/BICPHAREGCA (head office, 8-char)
BankAL AHLY PHAROS SECURITIES, BROKERAGE,SAE
CountryEGYPT (ISO EG)
Primary currencyEGP (inferred from country)
EGP (Egyptian Pound) settlement: clears via RTGS. 1-2 business days.
Track a payment through AL AHLY PHAROS SECURITIES, BROKERAGE,SAE — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. PHAREGCA uniquely identifies AL AHLY PHAROS SECURITIES, BROKERAGE,SAE in EGYPT on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because PHAREGCA is an 8-character BIC, it addresses the head office. Branch-level BICs append three additional characters (for example, PHAREGCAXXX for the primary office) and are used when a specific branch must be addressed.

Payments routed through AL AHLY PHAROS SECURITIES, BROKERAGE,SAE can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

Other banks in EGYPT

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Frequently asked questions

What does SWIFT/BIC code PHAREGCA stand for?

PHAREGCA is the unique SWIFT/BIC code identifying AL AHLY PHAROS SECURITIES, BROKERAGE,SAE in EGYPT. The first four characters (PHAR) are the institution code; the next two (EG) are the ISO 3166-1 country code for Egypt; the next two (CA) are the location code; no branch code is present, so this BIC addresses the head office.

How do I track a payment sent to AL AHLY PHAROS SECURITIES, BROKERAGE,SAE?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to AL AHLY PHAROS SECURITIES, BROKERAGE,SAE.

Is PHAREGCA an 8-character or 11-character BIC?

PHAREGCA is 8 characters long — head-office BIC (8-char). An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

What currency does AL AHLY PHAROS SECURITIES, BROKERAGE,SAE settle in?

AL AHLY PHAROS SECURITIES, BROKERAGE,SAE's primary settlement currency is EGP (Egyptian Pound). EGP clears via RTGS. 1-2 business days.

Why might a payment to AL AHLY PHAROS SECURITIES, BROKERAGE,SAE be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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