BANCO PICHINCHA C.A.

PICHECEQ400

BANCO PICHINCHA C.A. is identified on the SWIFT network by the BIC code PICHECEQ400, registered in ECUADOR. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference on the Ohmyfin homepage.

BIC structure (ISO 9362)

InstitutionCountryLocationBranch
PICHEC — ECUADOREQ (live BIC)400 (branch code 400)
SWIFT/BICPICHECEQ400 (branch, 11-char)
BankBANCO PICHINCHA C.A.
CountryECUADOR (ISO EC)
Track a payment through BANCO PICHINCHA C.A. — free

About this SWIFT/BIC code

The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. PICHECEQ400 uniquely identifies BANCO PICHINCHA C.A. in ECUADOR on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).

Because PICHECEQ400 is an 11-character BIC, the trailing 400 identifies a specific branch within BANCO PICHINCHA C.A.. The corresponding 8-character head-office BIC is PICHECEQ.

Payments routed through BANCO PICHINCHA C.A. can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.

Other banks in ECUADOR

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Frequently asked questions

What does SWIFT/BIC code PICHECEQ400 stand for?

PICHECEQ400 is the unique SWIFT/BIC code identifying BANCO PICHINCHA C.A. in ECUADOR. The first four characters (PICH) are the institution code; the next two (EC) are the ISO 3166-1 country code for ECUADOR; the next two (EQ) are the location code; the final three (400) are the branch code.

How do I track a payment sent to BANCO PICHINCHA C.A.?

Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to BANCO PICHINCHA C.A..

Is PICHECEQ400 an 8-character or 11-character BIC?

PICHECEQ400 is 11 characters long — branch code 400. An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.

Why might a payment to BANCO PICHINCHA C.A. be delayed?

Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.

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