SPAEAT2SKIT
BANKHAUS CARL SPAENGLER UND CO AKT is identified on the SWIFT network by the BIC code SPAEAT2SKIT, registered in AUSTRIA, settling primarily in EUR. International wire transfers routed through this institution can be tracked free of charge by pasting your UETR or payment reference on the Ohmyfin homepage.
| Institution | Country | Location | Branch |
|---|---|---|---|
| SPAE | AT — Austria | 2S (test/non-live BIC) | KIT (branch code KIT) |
| SWIFT/BIC | SPAEAT2SKIT (branch, 11-char) |
|---|---|
| Bank | BANKHAUS CARL SPAENGLER UND CO AKT |
| Country | AUSTRIA (ISO AT) |
| Primary currency | EUR (inferred from country) |
The SWIFT/BIC (Business Identifier Code) is the international standard ISO 9362 for identifying financial institutions in cross-border payments. SPAEAT2SKIT uniquely identifies BANKHAUS CARL SPAENGLER UND CO AKT in AUSTRIA on the SWIFT network and is used as the routing identifier in field 57A of an MT103 message (or the equivalent BICFI element in an ISO 20022 pacs.008).
Because SPAEAT2SKIT is an 11-character BIC, the trailing KIT identifies a specific branch within BANKHAUS CARL SPAENGLER UND CO AKT. The corresponding 8-character head-office BIC is SPAEAT2S.
Payments routed through BANKHAUS CARL SPAENGLER UND CO AKT can be tracked end-to-end via SWIFT GPI when both the sender and receiver are GPI-enabled. Ohmyfin provides free public lookup of any UETR — paste yours on the homepage to see the latest available status, including which correspondent banks the payment has passed through.
GEINATW1WOHAAT21FACGAT21JMIGATW1ABADATW1HSEEAT2KAGRXATWWAATAATW1SPAEAT2SKIT is the unique SWIFT/BIC code identifying BANKHAUS CARL SPAENGLER UND CO AKT in AUSTRIA. The first four characters (SPAE) are the institution code; the next two (AT) are the ISO 3166-1 country code for Austria; the next two (2S) are the location code; the final three (KIT) are the branch code.
Use the Ohmyfin SWIFT tracker on the homepage. Paste the UETR (field 121) or the payment reference (field 20) and Ohmyfin returns the latest available SWIFT GPI status, including each correspondent bank the payment passed through on the way to BANKHAUS CARL SPAENGLER UND CO AKT.
SPAEAT2SKIT is 11 characters long — branch code KIT. An 8-character BIC identifies the bank's head office; an 11-character BIC identifies a specific branch. Both are valid in MT103 field 57A.
BANKHAUS CARL SPAENGLER UND CO AKT's primary settlement currency is EUR (Euro). EUR clears via TARGET2. TARGET2 same day; SWIFT MT103 1-2 days.
Most delays at the beneficiary bank come from sanctions/AML screening on the ordering customer, missing remittance information in field 70, or arrival after the local RTGS cut-off. Use Ohmyfin to see which hop is holding the payment so you can chase the right party.