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You move funds between group entities in different countries — often weekly cash sweeps or quarterly funding. Speed and cost discipline matter.
You move funds between group entities in different countries — often weekly cash sweeps or quarterly funding. Speed and cost discipline matter.
How to handle it: Use SWIFT MT103 (intercompany) or MT202 (bank-to-bank cover) depending on volume. Centralise via a treasury hub if cross-rate flows justify it. Track every UETR for inter-company reconciliation.
Whatever route you take, every SWIFT payment carries a 36-character UETR (Unique End-to-end Transaction Reference). Paste the UETR into the Ohmyfin tracker to see the latest available SWIFT status in seconds — settled, in flight, pending compliance, or rejected.
The UETR is the SWIFT-network identifier for your payment, mandatory on every payment since November 2018. It is the only way to track a payment in real time across all the correspondents in the chain.
SWIFT GPI same-currency payments often settle in minutes. Cross-currency typically 4–24 hours. Compliance-heavy corridors can take 2–5 business days.
Yes — free public tracking with 10 free scans per IP per day for individuals worldwide and 100 free credits when you sign up.
Cancellation works only before the receiving bank credits the account. Recall (after credit) needs the beneficiary's consent. See /help/how-to-cancel-swift-payment and /help/how-to-recall-swift-payment.
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