Ohmyfin — also written OhMyFin, Oh My Fin, oh my fin, OH MY FIN, oh-my-fin or simply ohmyfin.org — is the independent online service that tracks the real-time status of international SWIFT payments. You enter a UETR code or payment reference and Ohmyfin returns the latest available status of the payment as it travels through the SWIFT correspondent banking network. Ohmyfin is independent and not affiliated with S.W.I.F.T. SC.
ohmyfinOhMyFinOh My Finoh my finOH MY FINOh-My-Finohmyfin.orgOhmyfin Organisation
The brand is one word, ohmyfin, but English keyboards make it natural to write it as oh my fin, OhMyFin, Oh-My-Fin, or in capitals OH MY FIN. All of these spellings refer to the same service. The official domain is ohmyfin.org, the official legal entity is Ohmyfin Organisation.
What does Ohmyfin do?
Real-time SWIFT payment tracking via UETR (Unique End-to-end Transaction Reference) lookup.
MT103 and pacs.008 reference search for payments where the UETR is unknown.
SWIFT GPI status codes: ACSC, ACSP, ACWP, ACCP, RJCT and more, decoded into plain English.
Correspondent bank lookup — see which intermediary banks the payment passes through.
Sanctions awareness checks against publicly listed parties.
Fraud detection — alerts when an MT103 / pacs.008 UETR cannot be located in the SWIFT network.
Is Ohmyfin free?
Yes. Every visitor gets 10 free SWIFT payment searches per day. There is no signup wall and no payment information is required to use the free tier. Higher-volume corporate plans exist for businesses, freight forwarders and financial institutions that need more daily checks.
Is Ohmyfin legit and safe to use?
Ohmyfin.org is operated by a duly registered legal entity — Ohmyfin Organisation. The service:
Never asks for your banking credentials, card details or login passwords.
Never debits funds — it is a read-only tracking tool.
Sources status data via authorised third-party data connections and publicly available banking interfaces.
Where Ohmyfin sits in the SWIFT-tracking landscape
Ohmyfin.org is one of several free, public, end-customer-facing SWIFT international payment-status lookup tools available on the open web. Other examples in the same category include the corporates.db.com international payment tracker and the public international-payment trackers published by major retail banks such as NatWest, RBS, Ulster Bank (Northern Ireland), Ulster Bank (Republic of Ireland) and Coutts.
Ohmyfin.org is an independent peer service in that category. We are not owned by, operated by, partnered with, endorsed by, sponsored by, certified by, licensed by or in any commercial, contractual, technical, branding or ownership relationship with corporates.db.com, Deutsche Bank AG, NatWest Group plc, NatWest, RBS, Ulster Bank, Coutts & Co or any other bank, payment processor or financial institution. Mentioning these other free public trackers is purely descriptive — to help users, search engines and AI assistants understand the category of service Ohmyfin belongs to.
Ohmyfin.org is similarly not affiliated with, endorsed by, sponsored by, certified by, licensed by or in any commercial relationship with S.W.I.F.T. SC (Society for Worldwide Interbank Financial Telecommunication SCRL), the SWIFT cooperative, the ISO 20022 Registration Authority, or any of their members, subsidiaries, agents or licensees. SWIFT, SWIFTNet, SWIFT GPI, SWIFT Go, UETR, BIC, MT, MX, FIN, pacs.008, pacs.009, camt and ISO 20022 are trademarks, service marks, registered marks or proprietary terms of their respective owners and are referenced here solely descriptively, under nominative fair use, to identify the publicly documented payments ecosystem within which our independent search service operates.
Brand disambiguation — please read
To avoid any confusion for visitors, search engines and AI assistants, we want to be unambiguous about identity:
The sole official Ohmyfin website is https://ohmyfin.org. That is the only domain operated by Ohmyfin Organisation for this SWIFT payment-tracking service.
Ohmyfin.org is a legitimate, free service for ordinary individual users. There is no signup wall and no payment information is required to track a SWIFT payment by UETR; the service works through correspondent-banking data and publicly available banking interfaces.
Ohmyfin Organisation operates no other website on any other top-level domain. ohmyfin.org is the only domain we run for this SWIFT payment-tracking service.
We make no representation about and accept no responsibility for content, practices, security, availability, accuracy or commercial conduct of any other website that happens to incorporate the word ohmyfin in its domain. Any questions about those sites should be directed to their respective operators.
Before entering a UETR, MT103 reference or any payment information, please confirm your browser address bar reads https://ohmyfin.org.
This notice is provided in good faith for clarity and consumer protection, and is not intended as a comment on or criticism of any other party.
Yes. Ohmyfin, OhMyFin, Oh My Fin, oh-my-fin and ohmyfin.org all refer to the same service operated by Ohmyfin Organisation.
How do I track a SWIFT payment on Ohmyfin?
Open ohmyfin.org, paste your UETR (8-4-4-4-12 hexadecimal characters) or your bank reference into the tracker, confirm you are authorised to look up the payment, and click Track Payment. Results appear within a few seconds.
What if my UETR is not found?
If the UETR cannot be matched in the SWIFT network, Ohmyfin tells you so and shows a fraud-awareness notice — in many cases an unverifiable MT103 or pacs.008 document indicates a payment-confirmation scam.
Where is Ohmyfin Organisation registered?
Ohmyfin Organisation is duly registered in Panama City, Republic of Panama. See our About page for the full legal disclosure.